If you are involved in a motor vehicle accident, in addition to no-fault insurance benefits, you may be entitled to bring a third-party action for negligence against the driver of the other vehicle(s). Each state has different rules regarding the rights of recovery under that state’s no-fault laws. The term no-fault means: that you are allowed to recover regardless of who was at fault. Therefore, whether or not your negligence is a factor, you will be entitled to recover a portion of your lost wages as well as receive payment for medical bills incurred as a result of the accident.
In addition to receiving no-fault benefits, you may be entitled to bring a suit against the driver and/or owner of the other motor vehicles involved in the accident for their negligence. Most states have thresholds that require a certain degree of injury and/or lost time to qualify any injured party before a third-party lawsuit can begin. We recommend that following any motor vehicle accident, you contact our office so that we may assist you in preparing the often complicated no-fault paperwork as well as advise you as to your state’s specific threshold requirements.